Leasing through HSBC

Leasing is a flexible, rapid and convenient financing method that gives your business access to modern vehicles, machines or equipment without using your own capital to invest in your company growth.

Leasing also entails additional benefits in the form of fiscal optimization through accelerated amortization and the ability to count the initial payment and successive installments as revenue generating costs.

Forms of leasing:

Operational Leasing

• the amortization of the object of the leasing takes place through the books of the Bank
• all leasing payments constitute revenue generating costs
• the VAT tax is payable with each leasing installment
• at the end of the leasing contract term:
  • the leased object may be sold to your company at a value which may be lower than the current market value or
  • collected to be leased to another customer

Financial Leasing

• freedom to set the time of duration of the contract and the final value
• the object of the leasing contract is counted as part of the business' assets
• depreciation deductions and interest on capital installments count as revenue generating costs
• your business becomes the owner of the tangible asset at purchase price set at the moment of signing the leasing contract

Key benefits of Leasing through HSBC:

• flexible, rapid and convenient form of securing funds for investing
• financial liquidity improvement
• quick reaction time to changing market conditions
• optimization of your business’ finances in terms of costs and fiscal deductions
• a minimum of formalities and simplified procedures
• the possibility of combining leasing with other forms of financing

HSBC consultants are available to assist you in assessing the situation and in choosing the most appropriate and most beneficial approach to finance your business’ investments. We will present your business to a recommended financial institution with which we will prepare the most attractive leasing offer for you.