Mortgages

Mortgage and savings all under one roof

Would you like to buy your dream house or flat? Don't stop saving! Now, with HSBC's Smart Savers Mortgage, each zloty on your current account works in favour of your mortgage loan.

• HSBC Smart Savers Mortgage combines a mortgage with the advantages of savings products
• You can choose between two options: the "lower monthly repayment" or "shortened credit period" option - both of which provide notable financial benefits - see example
• What is important is that you can use the funds on your current account without restriction throughout the life of the mortgage.

An attractive proposal for mortgage customers

Buying property involves not only the pleasure of choosing the house of your dreams, but also the need to sort out many formalities. We have made every effort to ensure that the process of financing a property purchase is simple and comprehensible:

• Dedicated HSBC Premier Relationship Manager will help you select the mortgage offer best suited to your requirements
• We will help you to determine how much you can borrow and prepare a list of required documents
• We will arrange the valuation of the property
• At your request, we will enter a new mortgage in the land and mortgage register and remit CLT (tax on civil law transactions) on establishing the mortgage
• We guarantee that an HSBC Premier Relationship Manager will manage the entire mortgage process from beginning to end